Attention homeowners: Real estate appraisal services for in Saint Cloud and Osceola County

The top reasons Florida homeowners call on Soileau Appraisal Group:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to cut a monthly mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Florida, when real estate needs to be divided
To determine the true market value of real estate to settle an estate in Florida


	Do you own a house in or near Saint Cloud? Do you need help deciding the price of your real estate? Contact Soileau Appraisal Group.

We at Soileau Appraisal Group understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Challenge a property tax assessment

If you live in a region that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Soileau Appraisal Group is your perfect weapon.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Soileau Appraisal Group, we're experienced in helping people just like you remove unnecessary PMI insurance.

Recently got a freeze to your HELOC?

If your property is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Soileau Appraisal Group can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Although most review work is requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.